We previously provided you with details urging an outpouring of comments against the SEC’s and Dept. of Labor’s proposed rules to make digital the default delivery mechanism for financial statements or health coverage docs.
Comments are due next Monday, Sept. 21st. We had shared the following options and encourage you to send your own comments as you see fit, ideally personalizing them with your own company or even personal story:
- Tom Berger, CEO of ACMA member company Cross Country Computer, and a member of ACMA’s privacy committee, shared his company’s letter filed last week with the SEC and welcomes other ACMA members to use it as a template.
- Keep Us Posted, a mailing industry coalition of which the ACMA was a flagship member, offers this template for anyone who wishes to file individual comments.
- Per our previous email, you can also try using the Protect Paper Choice comments template.
Also, if you click here and click here, you can see the two letters from our paper coalition partner organization, American Forest & Paper Association, both of which the ACMA will sign on to. These can also serve as a useful template for your own letters. Below follow earlier details we had shared, which also may be useful in your efforts.
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SEPT. 3, 2026 – The ACMA has joined a new coalition, Protect Paper Choice, which was just launched following proposed (and similar) rules from two federal agencies, the Securities and Exchange Commission (SEC) and the Department of Labor (DOL), both of which want to flip the longstanding paper vs. digital default for the delivery of financial statements or health coverage documents.
If enacted, the rules would make digital delivery the default, meaning that consumers would have to op IN to receive such documents via print and through the mail. The ramifications and ripple effects of these rules could be enormous.
The SEC and DOL have set a tight deadline of September 21st for the public comment period. The Protect Paper Choice website is essentially a landing page set up for submitting comments, whether you’re commenting on behalf of your business or for yourself as a consumer. The ACMA will likely either sign on to comments or submit our own urging the two committees to retain the existing law which makes paper delivery of such statements the default choice.
The coalition is being led by the Envelope Manufacturers Association and the American Forest & Paper Association. While the rules won’t directly impact printed catalogs, the ramifications of these rules will have considerable ripple effects. Consider the following:
- The rules directly contradict longstanding consumer warnings of receiving unfamiliar emails (largely spam) containing often dangerous links.
- A sizable portion of the senior population will likely have no idea how to opt in to continue receiving paper statements.
- The USPS is likely to lose billions of dollars in revenue, resulting in higher rates for all other mail products.
- The rules can be enacted without a Congressional vote.
Consider filing your comments to the SEC using the Protect Paper Choice template in the link. Below are some other links to recent communications worth a read. Feel free to contact ACMA staff with any questions or concerns.


